Wednesday, July 31, 2013

14% of Canadians say they'll never be debt-free: Poll

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Fourteen percent of Canadians say they won't be able to pay off their debt before they die, according to a new poll.

The figure jumps even higher for those 65 years and older ? with 21% of seniors believing they'll remain in the red, the CIBC-commissioned poll found.

"While past research has shown many Canadians are making progress on reducing debt, there is a smaller group that feels they won't be able to achieve debt freedom in the long run," Christina Kramer of CIBC said in a statement.

"Carrying debt over the long term without a plan to pay it off means you are taking a risk with your long-term financial goals, including retirement."

Of the 14% of Canadians who believe they'll be buried in debt for life, a quarter of them said they're already too far in the hole to pay it off based on their current income, another 16% blame a high cost of living, and 12% said they're comfortable with the amount they owe and don't plan to pay it off.

Canada's seniors were most likely to report being debt-free, but they were also the most likely to believe they'd never pay out creditors.

Just 7% of those aged 18-34 said they believe they will always carry debt.

Harris/Decima surveyed 2,002 Canadians from March 28-April 7. The margin of error is 2.2 percentage points, 19 times out of 20.

Poll

Will you ever pay off your debts?

Source: http://www.edmontonsun.com/2013/07/31/14-of-canadians-say-theyll-never-be-debt-free-poll

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